According to the Department of
Transport, 29,000 serious injuries and 3,200 deaths occur on
Britain's roads each year and over 24,824 non-fault bike
accidents occurred in 2005 (Department for Transport).
If you have
been involved in a motoring accident that wasn't your fault, you are
legally entitled to financial compensation.
One third of
all accidents happen on the road leaving people with injuries from simple
bruises and cuts or minor whiplash to serious head injuries and psychological
damage.
Compensation is paid by the
insurance company of whoever was at fault, avoiding any awkwardness if those
responsible for the accident are family members or friends
Were you driving a car in
an accident caused by another driver? Every driver on the road is
responsible for handling their vehicle in the correct manner and concentrating
on the road around them.
Are you a pedestrian who has been hit by a
road vehicle? Drivers of vehicles are responsible for driving their
vehicle safely at legal speed limits and taking notice of the road around
them.
Were you a cyclist or motorcycle rider knocked off your bike by
another road user? The casualty rate for motorcyclists is higher than
any other road user and nearly two thirds of all motorcycle accidents are
caused by other road vehicles.
Were you an innocent passenger
travelling in a vehicle involved in an accident? Whether the driver of
the vehicle you were in or another driver on the road was at fault, you are
entitled to claim against those who were responsible.
Have you been a
victim of a hit and run incident? You can still receive compensation
through the Motor Insurers Bureau (MIB). MIB was set up to compensate victims
of accidents involving uninsured or hit and run drivers.
Were you
involved in an accident caused by a road defect? The local council or
Highway Authority is responsible for maintaining roads and keeping them in good
condition. They are liable for any accidents caused by inadequate maintenance
or repair.
You can claim for:
Pain and
inconvenience of injury. Loss of income during the time you are unable to
work. Cost of further treatment i.e. medical checks, physiotherapy,
osteopathy etc Psychological therapy. Extra travel costs and expenses
resulting from injuries.
If your vehicle has been badly
damaged in an accident, we can help you claim for:
Loss of the vehicle. Hire charges for replacement
vehicles.
Please use the links shown
below to find out more about what you can claim for different kinds of accident
compensation: